Featured Event:
Credit, Cars, & Careers Week

Join us for a week full of events geared towards financial wellness! You’ll learn how to create and stick to a budget, negotiate the price and financing of your new car with a dealer, and strengthen your career network! We will also be teaching you how to get a head start on retirement savings. Check out some of the workshops below:

The Art of Connecting
Wednesday, April 3 @ 5:30pm

Advanced Personal Finance
Thursday, April 4 @ 6:00pm

Budgeting Basics
Friday, April 5 @ 12:00pm

Moving to a New City

Although it can seem daunting, part of your internship or post-graduation plans may include having to move to another city. This entails having to look for a place to live, researching the cost of living in the new location, adjusting to the move, and more. Consider the following resources that can help ease the transition:

Cost of Living Calculator: Plug in your current city and salary, and find out what salary you would need to maintain a similar standard of living in a new city.

Apartment Search: Browse open apartment listings, learn about the areas of town you are looking into, and save your favorites.

Roommate Search: Find other people in your area looking to save money on rent, and match based on compatability between your living styles.

Find the Right City: This article ranks the 50 best cities in the U.S. to live in based on population, average salary, quality of life, and a "value index" that considers all three. See if your desired city is on the list!

Negotiating a Salary

Salary negotiation can be nerve-wracking, especially if you’re starting a new job. However, it’s something that you must do if you want to get ahead financially and truly advocate for yourself. You’ll encounter this situation again whether you’re getting promoted, asking for a pay raise, or having to negotiate your salary at a new job.

Watch this video and check out these additional tips on salary negotiation:

Know your worth – have a number in mind and know your bottom line.

Research the range for your position – use resources like Glassdoor or PayScale to help you understand what the typical range for your position is considering your skills and level of experience.

Consider your budget and the cost of living – keep your current expenses in mind. If you’re moving to a new city, you want to negotiate a salary that will support the cost of living at your new location.

Wait for an appropriate time – consider your current state at the company and whether you think it would be appropriate to negotiate your salary at that time.

Practice your pitch – rehearse what you’ll pitch to the employer with friends and family to gain confidence and feel prepared when the time comes.

Financial Wellness

A healthy financial future is typically a result of healthy decisions early on. As part of the National Financial Literacy Education Month, the UM Office of Student Financial Assistance & Employment is holding workshops between April 17th and 25th to help empower UM students to effectively manage their financial obligations as they enter the workforce.

Navigating Loan Repayment
Wednesday, April 17 @ 4:30pm
Learn about student loan repayment.

The Cost of Bad Credit for a College Graduate
Thursday, April 18 @ 11:30am
Manage your credit and credit score.

Keeping Your Sanity: Balancing School, Life, and Finances and Graduating on Time
Tuesday, April 23 @ 4:30pm
Balance your finances with the rest of your responsibilities.

“0% Down and 0% Interest Rate Financing For 48 Months!”
Wednesday, April 24th @ 4:30pm
Find the best interest rates for managing debt.

Who Wants to Be a Millionaire?
Thursday April 25th @ 4:30pm
Plan ahead for long term financial wellness.

All events will be held in Whitten University Center, Suite 2275. Email cdm153@miami.edu to RSVP.

Coping with Financial Stress

Managing finances can be difficult, and at times it may seem overwhelming to balance our lives and our bank accounts. By shifting the way we think about money, it can become easier to handle our bills.

Money Coach Tammy Lally discusses how she and her family overcame "money shame" after experiencing both personal and financial hardship [sensitive content warning]. Author Elizabeth White shares how to avoid financial pitfalls and plan for retirement by realistically evaluating the ways in which we spend and save.

The Art of
Connecting

Advanced Personal Finance

Budgeting Basics

Handshake

Wednesday, April 3rd
@ 5:30pm

What comes to mind when you hear the word "networking"? Does it fill you with fear or anxiety? Often misunderstood, this term means nothing more than dialogue or conversations about our interests. This professional dialogue can often help us get jobs, build our network, and connect us to individuals who can open doors for us. Join the Toppel Career Center to learn how to improve your professional dialogic skills and strengthen your career network.

Register for this event on Handshake.

Thursday, April 4th
@ 6:00pm

Navigating the financial world can sometimes be tricky. Whether it’s choosing between an IRA and a 401k for your retirement savings, knowing how to negotiate for the best deal on your new car with the dealer, or smart ways to avoid those additional fees on your credit cards. Advanced Personal Finance will walk you through all of these topics and more.

Click here to register.

Friday, April 5th
@ 12:00pm

Creating and sticking to a budget... sounds easy, right? Have you already considered taxes, loan payments, car loans, wedding presents, etc. All of these new expenses make budgeting one of the biggest challenges for young professionals. By attending this interactive workshop, we will prepare you with some budgeting basics, and you will leave with your own personal budget.

Register for this event on Handshake.

Find Jobs By Location on Handshake

Looking for a new job in a new city can be difficult. However, Handshake makes the search easier!

Handshake allows you to filter job and internship openings by the city they are located in. Simply log in, click the "Jobs" tab at the top, and use the search bar on the right to filter by location. You can enter a city, state, zip code, or even a full address to find jobs in your desired area.

Start searching today!